Kiva Loan: July/August

4 down, 2 to go!

My Kiva loan for July and August goes to Kayi in Togo. I thought it would be nice to lend to a borrower in Togo because a friend is currently serving in the Peace Corps there. I’m looking forward to one day hearing his stories and learning from his experience. When I saw Kayi’s borrower page, I knew she’d be the one. Kayi sells textiles and is requesting a loan to buy more damask and traditionally printed West African fabrics. I’d love to get my hands on some of it!

Photo from Kayi’s Kiva listing

Have you heard about Kiva Zip? It’s a new way to lend directly to entrepreneurs. Looks interesting.

xo, jill

Kiva Loan: May/June

3 down, 3 to go!My Kiva loan for May and June goes to Alicia, a member of the Los Encinos Group in Zitacuaro, Mexico. Alicia is seeking a loan to help pay for fertilizer and manure for her tomato plants and avocado trees. As soon as I saw the word “avocado” I was ready to lend!

A few weeks ago I came across this little video of the Grade 3 Kiva Ninjas. What a powerful way to bring the “real world” into the classroom. Good work, Ninjas!

xo, jill

Kiva Loan: March/April

2 down, 4 to go!My Kiva loan for March and April goes to Mirian Angela in Ecuador. She runs a clothing business out of her home to help support her family. She is requesting a loan so she can fix up her spare room and rent it out. Renting the room will provide her family with some much needed extra income.

Photo from Mirian Angela’s Kiva listing.

Mirian’s profile stood out to me because right now Mike and I are renting a room from someone to help him earn a little extra cash.
I was checking out my portfolio the other day and 13 of my loans have been repaid. Nice work, ladies! If you haven’t made a loan yet, go ahead and grab a free trial. You’ll be happy you did!
xo, jill

Kiva Loan: January/February

1 down, 5 to go!

My Kiva loan for January and February goes to Elena who lives in Armenia. Elena is in the agricultural  business. She supports her family by growing pear and apricot trees and selling the produce at market. Elena is ready to renovate her greenhouse which would allow her to grow and sell more produce, including tomatoes. The money from a Kiva loan will help pay for the renovation and tomato seeds.

Photo from Elena’s Kiva listing.

Elena hopes the renovation will lead to increased revenue and a better ability to support her family. Sounds like a great project.

Did anyone make any resolutions that involve microlending? Make your fist loan via this link and you’ll generate a bonus loan for my account.

xo, jill

Kiva: Year in Review

“Loans that change lives.”

My intention for Kiva during 2012 was to only lend money for new loans with the repayments of previous loans. I hoped to be able to fund a new loan every two months for a total of six Kiva loans during the year.  I’m very proud to say that this plan was successful. I was also lucky enough to receive two loans for my birthday. In addition, I received a loan via a Kiva promotion. In all, I made 9 new loans this past year.

Here is their repayment progress:

Not sure why the text keeps jumping in front of Claudia’s mouth.

I’d say it’s been another great year for Kiva lending. 
For this coming year, I think I’ll stick to my plan of lending with repayment money every two months. It seems to be a good plan. Anyone else have Kiva plans for 2013?
xo, jill 

Christmas Gift Guide for Travelers

And Other Interested People.

Do gift guides drive you nuts? They are all over the place this time of year and most of them are just not practical. Sometimes they remind me of watching an Oprah’s Favorite Things episode several years ago. Oprah pulled out an item she loved and said something like, “And it’s only $50 so it’s a great gift for your mail carrier! I loooooove it!” Personally, I don’t have that kind of money. (I hope I’m not alone on this or I owe several apologies to my local postal workers).

I’ve seen a few gift guides this year tailored to “the traveler.” I’m not going to lie and say the items weren’t cool… but personally, I don’t really want to be weighed down when I travel with more “stuff.” There are so many blog posts and articles out there about packing light that I don’t think I’m alone on this.

It got me thinking about the kind of gifts I like to give and receive, and what other travelers might like as well.

How about something that makes you feel good, helps others, and won’t add kilos to your pack?

So here’s my Christmas Gift Guide for Travelers and Other Interested People

1. Make a donation (or reserve a baby blanket) to Haiti Babi.

Haiti Babi is an organization that seeks to keep families together by providing jobs for women. In Haiti, many children are in orphanages because their parents simply cannot afford their care. Haiti Babi provides women with the opportunity to learn a skill, produce a product, and make a living. The women knit and crochet high quality and stylish baby blankets for sale in the US. The organization recently held a very successful fundraiser and is getting ready to make an even bigger impact. As Katlin (founder of Haiti Babi) says, “Every mom should have the opportunity to care for her child.”

Full disclosure: The founder is a friend of mine from childhood and I am immensely proud of her. I worked with her on a project earlier this year to help promote Haiti Babi’s cause and Indiegogo fundraiser.

2. Make a donation to Iqra Fund.

Photo from Iqra Fund

A friend of Molly’s was traveling in Pakistan recently when she randomly met Genevieve Chabot. Genevieve and her husband founded a non-profit in Pakistan, Iqra Fund, aimed at serving and educating women and girls in remote regions. Iqra Fund’s goal is huge, but Genevieve and her team have the know-how and skills to make a big impact on the local communities. Please read more about Iqra Fund here because their mission and programs are too complex to discuss here. 

3. Give a Kiva Gift Card

My Kiva Loan recipients for 2012

After two years of lending with Kiva, I’m still hooked. If you haven’t heard yet, Kiva is an organization that makes it easy to lend small amounts of money to entrepreneurs all over the world. Once your loan is repaid, you can lend again…and again…and again.

So there you have it. A Christmas Gift Guide minus the “stuff.”

Another bonus is that donations can always be made last minute. So if you find yourself scrambling on Christmas Eve…

xo, jill

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